Hands In enables businesses worldwide to accept split payments and rescue revenue by saving payments that were previously being declined due to insufficient funds.

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Split payments are built to reduce checkout friction on high-intent bookings, and to recover payments that would otherwise be lost to insufficient funds.
Let customers split a transaction across multiple cards, or combine cards with BNPL and wallets — recovering high-value sales that would otherwise be lost to abandoned carts or insufficient funds.
When a payment fails due to insufficient funds, we step in instantly with a structured retry via split payment, recovering the sale before it's lost.
Let each person in a group pay their own share, right at checkout. No more one card covering everyone, and no chasing anyone down afterward.
Collect large payments, or payments across a group. Create a single link to send to the lead booker, or add every group member at once. Split it equally, set a fixed amount, or set custom amounts per person — with deadline reminders sent on Hands In's behalf.
Industries our split payments have an impact in.
Airline ticket sales are often high-value and can fail at checkout due to insufficient funds. Split payments convert high-intent bookings, let travellers freely upgrade to new cabins, and recover payments that would otherwise fail due to insufficient funds.
Learn MoreGive travellers more ways to pay for high-intent, high-value bookings from flights and holiday packages to accommodation and experiences, so a declined card or price-sensitive group never costs you a sale.
Learn MoreTravel bookings are high-value and often paid for by groups, families, or friends. Split payments let everyone pay their share up front, converting high-intent bookings and recovering payments that would otherwise fail due to insufficient funds.
Learn MoreSplit payments across hotels, restaurants, and venues, making it easy to divide the bill between guests at checkout.
Learn MoreCruise bookings are high-value and often paid for by groups, families, or couples. Split payments let every passenger pay their share up front, so a single card limit never blocks the booking.
Learn MoreOffer split payment services as a payment service provider to your network of merchants.
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Book a call to learn how Hands In can recover these failed transactions for you.
Book a CallFigures are estimates based on a 33.3% insufficient funds decline rate per data received from Mastercard.
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