1. Select the option to split a payment
Select to split the payment across multiple payment methods at checkout.
High-priced baskets can be hard to pay for upfront alone. Enable customers to split the cost across multiple payment methods and unlock incremental revenue.
Select to split the payment across multiple payment methods at checkout.
The customer decides on the number of payment methods they wish to split the total payment amount across.
The customer then proceeds to pay each respective amount on each individual payment method.
The payment is then completed when each payment has been processed and the total has been collected.
Let customers combine cards, wallets, and Buy Now Pay Later in one transaction, so limits, balances, and declines never stand between them and the purchase.
Enable customers to split high-value purchases across multiple cards while keeping the payment experience simple and connected to your existing infrastructure.
A White-label checkout page that can be customised across numerous elements. From brand colours, fonts and layouts to more complex customisation such as specific payment methods for a particular customer.
Reach a global audience effortlessly. Our platform is designed to support multiple languages and regional formats, providing your customers with a tailored experience based on their location.
Hands In integrates with a variety of different payment gateways and acquirers so your business can operate as usual.
Expand the payment options you offer to include other forms of payment such as
≤ 95%
Conversion rate after first transaction
$30m+
Incremental revenue delivered in the first 12 months
“We’re thrilled to offer split payments as part of our online purchasing process. It aligns perfectly with our ‘Tú Decides’ (You Decide)’ campaign, giving users more control over how they book and pay. By reducing barriers to flying, we’re making travel even more accessible.”
Yago Cassonovas
Payments, Fraud Prevention, Distribution Airlines & Travel | Air Europa
Data sourced: 2025 - 2026
83%
Conversion rate post-first authentication
2x
The transaction value (Hands In split payment vs other payment methods)
<22%
Increase in ancillary spending
(Ancillary spending are optional add-on products and fees that airlines sell separately from the base fare, including checked baggage, seat selection, priority boarding, onboard meals, and schedule flexibility)
“Partnering with Hands In lets us offer travellers a genuinely new way to pay: splitting a booking across multiple cards and methods, including amounts beyond what standard BNPL limits allow.
The decline recovery capability we’re rolling out next will let us win back bookings we’d previously have lost entirely, while giving customers far more flexibility at checkout.”
Michael Gulliver
Group Payments Director (B2C) | Webjet
Data sourced: June 2026 - onwards
Only the declined transaction fails. The customer is shown an error at checkout and can retry that portion with a different card or payment method, while the rest of the split is unaffected.
We facilitate full or partial refunds for both single and multiple cards.
If you prefer refunding a single card, simply select the option and issue the refund.
The minimum amount is $1, and the amounts are set by the payer. We can accept all cards that are accepted by the PSPs you connect to Hands In.
The merchant can configure how many payment methods a customer can split across. We allow you to set a minimum & maximum value to control the number of split transactions the customer can make.